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Stellar (XLM) is a decentralized blockchain platform designed to facilitate fast, low-cost cross-border payments and financial transactions.

By connecting financial institutions, payment systems, and individuals, Stellar aims to improve global financial inclusion and create a more efficient digital economy.

The platform utilizes the Stellar Consensus Protocol (SCP), enabling secure, scalable transactions with quick settlement times.

The XLM token, also known as Lumens, is used to pay for transaction fees, anchor assets, and facilitate network participation.

With its focus on simplifying cross-border transfers and fostering collaboration between traditional financial systems and blockchain technology, Stellar is positioning itself as a leader in the digital payments space.

See project homepage: www.stellar.org